Questions I never dare ask

I have had a few questions for some time which never get answered as I only get attacked by elitist users on reddit for not knowing this stuff already. I dont understand this as the whole point of the internet is freedom of information sharing and education.

If anybody would be so kind to help me undertand some of the fundamentals I wish to understand and share the following:

1. What is the rationale for decentralised organisations? - Why do we need them and what threats do they pose and to whom?

2. Looking at the revenue streams today a lot of consultants and infrastructure providers use a combination of various business models. Is this because we don't yet know how to make money using blockchains without becoming an unnecessary intermediary?
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